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Banking & Finance

Expert Banking & Finance Legal Advisory

Our Banking & Finance practice advises lenders, borrowers, investors, and financial intermediaries on a comprehensive range of financing transactions. We bring deep expertise in structuring, documenting, and executing financing arrangements across the capital structure — from senior secured lending and mezzanine finance through to equity-linked instruments and structured products.

We act for commercial banks, development finance institutions, microfinance banks, investment funds, and corporate borrowers on transactions that span multiple sectors including infrastructure, energy, real estate, and general corporate finance. Our team is experienced in navigating the regulatory environment governing financial services in Kenya, including compliance with the Central Bank of Kenya, Capital Markets Authority, and other sector regulators.

Our approach is to deliver technically precise documentation that reflects the commercial deal, while managing risk effectively and ensuring full regulatory compliance throughout the transaction lifecycle.

Key Contacts
Grace Muthoni
Grace Muthoni
Associate — Banking & Finance
Eric N. Kihungu
Eric N. Kihungu
Managing Partner
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How We Can Help

Syndicated & Bilateral Lending

Advising on multi-lender syndicated facilities and bilateral loan agreements, including facility agreements, security packages, and intercreditor arrangements.

Project Finance

Structuring and documenting project finance facilities for infrastructure, energy, and real estate developments, including limited-recourse and non-recourse structures.

Security Documentation

Drafting and perfecting security interests including debentures, charges, guarantees, pledges, and assignments to secure financing transactions.

Regulatory Compliance

Advising financial institutions and borrowers on compliance with CBK regulations, the Banking Act, the Microfinance Act, and CMA requirements.

Asset Finance & Leasing

Structuring asset finance, hire purchase, and leasing arrangements for equipment, vehicles, and other capital assets.

Debt Restructuring

Advising on loan restructurings, work-out arrangements, forbearance agreements, and distressed debt transactions.

Why Choose Us for Banking & Finance

Institutional Credibility

Trusted by banks, DFIs, and investment funds to deliver precise, bankable documentation on complex financing transactions.

Documentation Expertise

Meticulous approach to drafting facility agreements, security documents, and conditions precedent that stand up to scrutiny.

Risk Management

We identify and mitigate legal risks throughout the transaction lifecycle, from structuring through to enforcement.

Regional Experience

Experience with cross-border financing arrangements involving Kenyan and international lenders and borrowers.

Banking & Finance Team

Grace Muthoni
Grace Muthoni
Associate — Banking & Finance
Eric N. Kihungu
Eric N. Kihungu
Managing Partner

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